Bank of Ayudhya Public Company Limited (Thailand Stock Exchange: BAY)


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Business Description
Bank of Ayudhya Public Company Limited is a Thailand-based commercial bank conducting its business through a network of branches throughout Thailand and other countries. The Company is a universal bank in terms of assets and loans serving three key target groups: corporate, small and medium size enterprises (SME), and consumers. The Company provides related financial services through its subsidiaries, which are involved in wealth management, credit cards, life and non-life insurances, asset management, securities trading, auto hire purchase, equipment, leasing, factoring, micro-finance and installment loans. The Company also develops new technologies and applications that streamline the delivery of products and services across all touch points, which are branches, call center, automatic teller machines (ATMs), online banking and smart phone applications.