Bank AL Habib Limited (the Bank) is a commercial banking company. The Bank has a network of 390 branches including 82 sub-branches, a wholesale branch in the Kingdom of Bahrain, a branch in Karachi Export Processing Zone and 13 Islamic Banking branches.The Bank operates in three segments. The retail banking activities include provision of banking and other financial services, such as current and savings accounts, credit cards, consumer banking products to individual customers, small merchants and small and medium enterprises(SMEs). Commercial banking represents provision of banking services including treasury and international trade related activities to corporate customers, multinational companies, government and semi government departments and institutions and SMEs. Retail brokerage activities include the business of equity, money market and foreign exchange brokerage, equity research and corporate financial advisory and consultancy services.