Banco de Bogota SA is a Colombia-based financial institution engaged in the banking sector. Its businesses are structured into three divisions: Personal Banking, Small and Medium-Sized Enterprises (SMEs) Banking and Corporate Banking. Its products and services include current and saving accounts, credit and debit cards, fixed-term deposits, consumer and commercial loans, among others. In addition, it is a member of Grupo Aval Acciones y Valores SA. As of December 31, 2011, the Bank owned such subsidiaries as Almacenes Generales de Deposito ALMAVIVA SA, Fiduciaria Bogota SA, Megalinea, Bogota Finance Corporation and Leasing Bogota SA Panama, as well as it also held minor stakes in such entities as A Toda Hora SA, Pizcano SA, ACH Colombia SA and Deceval SA, among others. In addition, it is a member of Grupo Aval Acciones y Valores SA.