Banco do Nordeste do Brasil SA (the Bank) is a Brazil-based regional development bank. The Bank organizes its business into two operational divisions: Own Portfolio segment, which includes products and services from its own portfolio, such as credit operations, fund management and other services, and FNE segment, which comprises credit operations and management services in the portfolio of the Constitutional Fund for Financing of the Northeast (FNE). The Bank provides personal and corporate banking services, including personal credit, portfolio management, a range of financing services, investment banking, life, car and real estate insurance policies, among others. Additionally, the Bank manages operations of the National Program for Family Farming Strengthening (PRONAF). As of December 31, 2011, the Bank had 187 agencies in 1,990 municipalities in Brazil.