Banco de Guayaquil SA is an Ecuador-based financial institution principally engaged in the banking sector. The Bank’s services and products include saving and current accounts, credit and debit cards, consumer and commercial loans, mortgages, fixed-term deposits, financial assessment and other banking operations processing services to businesses and individuals. The Bank is a parent of Grupo Financiero Banco de Guayaquil, a group which comprises Multivalores BG, Administradora de Fondos y Fideicomisos BG, Rio Guayas Compania de Seguros y Reaseguros SA and Colari SA Agencia Asesora Productora de Seguros. The Bank operates through a network of branches and automated teller machines (ATMs) located nationwide. In addition, the Company operates internationally through Banco de Guayaquil Espana and Banco de Guayaquil Panama.