AEON Credit Service (M) Berhad (AEON Credit) is engaged in the provision of easy payment schemes, personal financing schemes and issuance of credit cards under the brand names of Visa and MasterCard. The Company’s easy payment and personal financing schemes based on Islamic principles. AEON Credit has five regional offices, 34 branches and service centers located in major shopping centers and towns and a network of more than 4,500 participating merchant outlets nationwide. During the fiscal year ended February 20, 2012 (fiscal 2012), the immediate and ultimate holding companies were AEON Credit Service Co., Ltd. and AEON Co., Ltd., respectively. As of February 20, 2012, the Company had more than 950,000 card members for the various products. In September 2012, AEON Credit Service Co., Ltd. held 59.7% interest in the Company.