South Korea s three mobile operators - SK Telecom, KT and LG Uplus - have released their latest operational data for the quarter ended March ----. This has enabled BMI to review and update, where appropriate, forecasts for all sectors in this report. ...Furthermore, mobile virtual network operators are on track to be introduced in H---, and we expect their entry to help lower tariff rates and capture niche and untapped markets. The Korea Communications Commission (KCC) has recognised the potential of near field communications and has roped in stakeholders - mobile operators, handset equipment manufacturers, financial institutions, billing service providers and government organisations - to form the Grand NFC Korea Alliance. We believe that this move to bring rivals onboard is largely to eliminate the issue of different technological standards that are not compatible, and to ensure the entire industry moves in the same direction while the market is still in its infancy. ...Meanwhile, we see disinflation taking hold in South Korea as headline consumer price inflation (CPI) eased to -.- y-o-y in May from -.- in April, the second straight month of deceleration. We expect inflationary pressures easing gradually in the coming months, which should translate to the KCC allaying pressure on South Korean mobile operators to reduce tariff rates.
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This quantitative analysis provides a fascinating glimpse into auditor tenure and financial officer turnover since the financial crisis of 2008. Over 18 pages of charts and tables measure the impact on the Russell 3000.
Health savings accounts prove confusing for some Americans The rapidly changing health care landscape in the United States may have some individuals looking to adjust, especially because they may not have all the answers on how their insurance and related products work.
Just 8 percent of Americans have a Health Savings Account, according to a report from InsuranceQuotes.com. However, 50 percent of those polled noted they may take advantage of one of these options in order to have lower taxes.
Despite this, many Americans don't know how these options work, and have a number of incorrect beliefs on its functionality. The report noted that 52 percent felt that they would be able to use it to purchase over-the-counter medicine, while nearly the same amount explained that they could take advantage of one of these options to cover their health insurance premiums. Neither of these options are actually offered.
"Unlike a Flexible Spending Account, unused HSA funds roll over from year to year, and any money left over after age 65 can be used for retirement," said Laura Adams, senior analyst at InsuranceQuotes.com.
Some companies prioritize healthy employees
The shifts in the health care industry are also affecting many businesses, and some who put health first may see many positive returns. According to a report completed between Aon Hewitt, The Futures Company and the National Business Group on Health, three-quarters of those polled noted they had more control over their own health when healthy living was a priority at their company. Just 63 percent of those who belonged to a company that didn't push this felt the same.
Just 25 percent of those who worked in a situation where their company addressed health's importance noted that stress negatively influenced their work production, the report showed. Nearly half in the other category said the same.
"It is exciting to see that employees are getting the message that their employer cares about their health and well-being and wants them to be happy and productive" said Helen Darling, president and CEO of the National Business Group on Health. "Over the last several years, employers have implemented a wide range of health promotion programs that foster strong cultures of health because they understand that healthy employees are engaged, happy and productive."
Approximately two-thirds of those employees in workplaces with strong health cultures noted that they were happy with their life, the report added. Only one-third of employees in weaker health priority companies felt the same way.
Wait times significant in some areas
Another major issue surrounding the American health care industry is the overall demand in some areas. This push is making it more difficult for some patients to be seen, which can become problematic. According to a report from Merritt Hawkins, Boston has the most significant physician wait times in the 15 major U.S. cities examined, as it takes more than 70 days to see a dermatologist, on average. It also takes more than two months to see a family physician in the city, as well.
"Finding a physician who can see you today, or three weeks from today, can be a challenge, even in urban areas where there is a high ratio of physicians per population," said Mark Smith, president of Merritt Hawkins. "The demand for doctors is simply outstripping the supply."
Philadelphia was another city with significant wait times, as it takes 49 days for a patient to be seen by a dermatologist, the report added. Cardiologists in Denver have an average wait time of 28 days, while orthopedic surgeons in San Diego have approximately 18 days to wait.